Avant Money Reward Credit Card: Check everything you need to know

05/01/2025 • Marcos Vinicius • Credit Cards

If you are in Ireland and seeking a credit card that offers tangible rewards and is accessible even to those with less-than-perfect credit, the Avant Money Reward Plus Card might just be the right fit for you.

This credit card is designed with a range of financial benefits aimed at enhancing your spending power while providing unique opportunities to earn cash back and reduce interest on outstanding balances.

In this detailed guide, well explore various features, benefits, eligibility criteria, and frequently asked questions about the Avant Money Reward Plus Card to help you determine if it aligns with your credit card needs.

Up to €150 cash back when you spend €500 in the first three months.
Interest refund of 25% on retail interest charges.
Interest-free period of up to 56 days on monthly bill payments.
Capability to manage finances using the Avant Money mobile app.
Option to include up to three additional card holders at no extra cost.

Join us as we delve deep into what makes the Avant Money Reward Plus Card a compelling choice for many cardholders, especially those with a negative credit rating.

Benefits of the Avant Money Reward Plus Card

Discover a variety of benefits that can accompany you on your financial journey with the Avant Money Reward Plus Card.

€150 Cash Back

Earn €150 cash back by spending €500 in your first three months. This incentive is directly credited to your account within six months of opening.

25% Interest Refund

Receive a 25% refund on monthly retail interest charges up to €24, helping reduce your interest payments effectively.

Interest-Free Credit

Enjoy up to 56 days of interest-free credit when you pay your monthly bill in full, giving you flexibility in managing your finances.

Additional Card Holders

Add up to three additional cardholders to your account without any extra fees, expanding your card’s benefits to your family members.

Convenience of a Mobile App

Track your spending and manage your account efficiently with the dedicated Avant Money mobile application.

Who Should Consider the Avant Money Reward Plus Card?

The Avant Money Reward Plus Card is especially suited for individuals who are looking to benefit from credit cards despite having a negative credit score.

It caters to diverse financial needs with its plethora of rewards and features.

Individuals with negative credit who want a fresh start with financial rewards.
Cardholders who wish to earn cash back on qualifying purchases.
Customers seeking ways to manage interest payments better.
Those who need additional cardholders without extra costs.
People who value the convenience of mobile banking.

By providing these robust features, the Avant Money Reward Plus Card stands out for both new and experienced credit card users.

Advantages and Disadvantages of Avant Money Reward Plus Card

Like any financial product, the Avant Money Reward Plus Card offers a variety of advantages and some potential drawbacks.

Understanding these can help you make an informed decision.

Pros

Attractive Cash Back Offer
Avail a €150 cash back when spending €500 within the first three months.
Interest Refund Benefits
Benefit from a 25% refund on your monthly interest charges.
Cost-Effective
No annual fee enhances the card’s value as a long-term financial tool.
Extended Interest-Free Period
Up to 56 interest-free days provide buyers with flexibility.

Cons

Exclusion of Certain Transactions
Cash, gambling, and cryptocurrency transactions dont qualify for cashback offers.
Variable Interest Rate
The cards high APR, with potential caps at 22.9%, may deter some users.

Why Uyotem Recommends the Avant Money Reward Plus Card

At Uyotem, we prioritize helping our readers discover financial solutions that truly make a difference.

The Avant Money Reward Plus Card aligns with our mission by offering extensive rewards programs coupled with clever features that ensure a personalized and beneficial credit card experience.

Specifically, we endorse this card for its alignment with users who may have fewer options due to negative credit backgrounds.

Generous cash back offers encouraging responsible spending.
Easy management through a sophisticated mobile app.
Interest rate management features enhancing affordability.

How to Apply for the Avant Money Reward Plus Card

Applying for the Avant Money Reward Plus Card is straightforward and can be done effectively through their online platform.

Ensure you meet the eligibility criteria, and have your financial details at hand when applying.

Access to the card website

Contact customer service at 1800 286 243 for assistance.
Visit Avant Money's website for further instructions.

Frequently Asked Questions

What is the eligibility criteria for the Avant Money Reward Plus Card?

Avant Money utilizes an eligibility checker which reviews your income and expenses to determine your eligibility.

Which transactions qualify for the cash back offer?

Only non-cash, non-gambling, and non-cryptocurrency transactions are eligible for cash back.

Are cash withdrawals eligible for an interest refund?

No, the interest refund does not apply to cash withdrawals.

Final Thoughts

The Avant Money Reward Plus Card presents a compelling choice for individuals determined to improve their credit score, thanks to its accommodating requirements for those with negative ratings.

At Uyotem, we are dedicated to continuously providing insights into such financial products that empower our readers.